Whatever your financial needs are
we've got your back
We provide working business capital based on your business’ projected future sales. Businesses in high-risk industries, with financial problems or bad credit, can be approved without any collateral.
If you are still not sure what solution is right for your company, that’s what we do. We analyze your financial and organizational situation and determine what financing options are right for you.
PAYCHECK PROTECTION PROGRAM
(PPP) LOANS:
The Paycheck Protection Program (PPP) is a $669-billion business loan program established by the 2020 US Federal government Coronavirus Aid, Relief, and Economic Security Act (CARES Act) to help certain businesses, self-employed workers, sole proprietors, certain nonprofit organizations, and tribal businesses continue paying their workers.
The PPP loan allows businesses to apply for low-interest private loans to pay for their payroll and certain other costs. The amount of a PPP loan is approximately equal to 2.5 times the applicant’s average monthly payroll costs. The loan proceeds may be used to cover payroll costs, rent, interest, and utilities. The loan may be partially or fully forgiven if the business keeps its employee counts and employee wages stable.
Benefits:
A consultant can walk you through the process step by step.
Fast Approval
You can use the loan to fund payroll costs, employee salaries, costs related to the continuation of group healthcare benefits during paid leave (sick, family or medical), insurance premiums, mortgage interest payments, rent, utilities and interest on any other debt obligation.
Merchant Cash Advance
Merchant cash advance (MCA) is one way many merchants get cash. Funding is based upon your future sales.
Benefits
High Approval Rate
Will not impact credit
Flexible Payments
Easy Application process
Can be funded within 24 hours
Use funds however you like.
No down payments
Documents Needed:
Filled out application
Government-issued photo ID (Driver’s License).
Voided check from your business checking account.
Last three statements from your business bank account.
Last three credit card processing statements.
ACQUISITION LOANS:
An acquisition funding is a loan that’s given to a company to acquire another business, or for other reasons that are laid out before the loan is granted.
Fast Approval
A consultant can walk you through the process step by step
Get access to more capital
Possibly expose your company to different marketing industries
Create a diverse stream of income more your company.
Equipment Finance:
Many businesses are using this method of funding. Equipment financing is obtaining the use of machinery, vehicles or other equipment on a rental basis. Ownership rests in the hands of the financial institution or leasing company, while your business has the actual use of it.
Benefits
Improves your Cash Flow.
Preserve Other Lines of Credit for your business
100 Percent Financing.
Simplify Equipment Changing methods.
No Hidden Fees
Excellent Rates
Save on Taxes.
Documents Needed:
Filled out application
Government-issued photo ID (Driver’s License).
Voided check from your business checking account.
Last three statements from your business bank
If over 150k is needed you may need more documents your consultant will advise.
SBA (Small Business Administration) Loan
Financing programs that are insured by the government. Loans are usually long-term, low interest small business loan that’s partially guaranteed by the government.
Benefits
Access to SBA Resources
Flexible Payment Plans
Lower Rates than usual
Financing for up to 80 to 90 percent of project costs
Capital Availability
Documents Needed:
Filled out application
Government-issued photo ID (Driver’s License).
Voided check from your business checking account.
Last three statements from your business bank account.
Two years of business tax returns.
Schedule of debts.
Line of Credit / Term Loans
Lines of credit are arrangements between lenders and merchants that gives a maximum loan balance for the borrow to pull funds from. With a line of credit, you can borrow funds at any time as long as you don’t exceed the maximum amount.
Benefits
Evens Out Cash Flow During Slow Seasons
Allows You to Pay for What You Use
Builds Business Credit
Can be used as a financial safety net for your business
Documents Needed:
Filled out application
Government-issued photo ID (Driver’s License).
Voided check from your business checking account.
Three months’ business statements
Credit Repair
Credit repair is a process of fixing poor credit that may have been lowered for many different reasons. Repairing credit may be as simple as disputing mistakes, information with the credit agencies. Identity theft and the damage may require extensive credit repair work.
Benefits
Quick Process
Company negotiates your credit for you
Save money on interest
Stop debt collector harassment
No need for co signers
Have financial freedom
Documents Needed:
Filled out application
Government-issued photo ID (Driver’s License)
Credit Card Processing
Businesses today rely on credit card processors to handle the details of accepting credit and debit cards, whether in person, over the phone, or online. Dependent on a third party to perform such a crucial service can make anyone anxious. Our partners are here to help make this process easier and give your business the opportunity to stay competitive in today’s market and increase your profits.
Benefits
Accepting credit cards will often boost your current sales.
It will legitimize your business
Boost Sales
Improve Your Business’ Cash Flow
Over 90% of online purchases are made using credit cards
Credit cards grab impulse buyers.
Quick and easy setup
Allows you to stay competitive in today’s market
Incredibly convenient
Documents Needed:
Filled out application
Government-issued photo ID (Driver’s License)
Employee Retention Credit
The federal government established the Employee Retention Credit (ERC) to provide a refundable employment tax credit to help businesses with the cost of keeping staff employed.
The federal government established the Employee Retention Credit (ERC) to provide a refundable employment tax credit to help businesses with the cost of keeping staff employed.